Articles by Melanie Taylor
The Real Cost of Living - and Why the Inflation Rate Tells a Different Story
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To those of us keeping a close eye on our finances, the official 3% inflation rate might seem a little short of the mark. It may well be above the Government's target of 2%, but to most UK households, a 3% rise in average costs would be affordable, if a little inconvenient.
Cancelling Holidays and Paying Off Debts. Good Sign or Bad Sign?
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If you're in a hole, stop digging - it's true of most things, and it's certainly true of debt. So maybe The Times brought us good news when it announced that 58% of Britons were planning to cut back on their summer holidays, and 19% cancelling their summer holiday plans altogether.
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Are You 'Unable' To Save?
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It's well-known that the credit crunch and rapidly rising costs of living are affecting spending power, as well as the ability to obtain credit - but what about the other side of the coin According to a new report from Scottish Widows, one in three UK citizens feel they can no longer afford to put aside any savings for the future.
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Buying A House Look Beyond The Price Predictions
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"What'll happen to house prices" Turn on the news or walk into a pub and there's a good chance you'll hear that question. If you're weighing up the benefits of buying and renting, the housing market's stability might influence your decision, but the real question is: "What'll happen to ME" Imagine you buy a house tomorrow.
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Finding A Mortgage You Can Live With
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Choosing the right mortgage can save thousands of pounds and years of uncertainty. But 'right' means something different for every homebuyer. What's right for you If you're reading this, there's a good chance you're coming up to one of life's biggest financial decisions.
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Debt: Top Five Risky Myths
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Alexander Pope wasn't talking about debt when he wrote "A little learning is a dangerous thing" - but listening to uninformed gossip is a great way to make your debts worse... Debt is everywhere. As a nation, we've built up around £1.
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Managing Merriness: How Did You Spend Christmas
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After a cautious start to December, UK shoppers indulged in a last-minute burst of spending for the Christmas season - which many are paying for as they enter the New Year. Children aren't the only ones who have a hard time waiting for Christmas.
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Let's Talk About Debt: A Problem Shared Is A Problem Halved
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When people don't talk about their debt problems, they're missing out on support and advice from family, friends and professional debt specialists. As a nation, we love to talk. At home, on the bus, at work, on the phone: even when we're not actually talking, we're texting, e-mailing and chatting through blogs, instant messaging and social networking sites.
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