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Articles by Melanie Taylor

The Real Cost of Living - and Why the Inflation Rate Tells a Different Story

Money Articles    Posted on: July 18, 2008
To those of us keeping a close eye on our finances, the official 3% inflation rate might seem a little short of the mark. It may well be above the Government's target of 2%, but to most UK households, a 3% rise in average costs would be affordable, if a little inconvenient.

Cancelling Holidays and Paying Off Debts. Good Sign or Bad Sign?

Money Articles    Posted on: July 16, 2008
If you're in a hole, stop digging - it's true of most things, and it's certainly true of debt. So maybe The Times brought us good news when it announced that 58% of Britons were planning to cut back on their summer holidays, and 19% cancelling their summer holiday plans altogether.
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Are You 'Unable' To Save?

Money Articles    Posted on: July 11, 2008
It's well-known that the credit crunch and rapidly rising costs of living are affecting spending power, as well as the ability to obtain credit - but what about the other side of the coin According to a new report from Scottish Widows, one in three UK citizens feel they can no longer afford to put aside any savings for the future.
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Buying A House Look Beyond The Price Predictions

Money Articles    Posted on: February 11, 2008
"What'll happen to house prices" Turn on the news or walk into a pub and there's a good chance you'll hear that question. If you're weighing up the benefits of buying and renting, the housing market's stability might influence your decision, but the real question is: "What'll happen to ME" Imagine you buy a house tomorrow.
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Finding A Mortgage You Can Live With

Money Articles    Posted on: February 11, 2008
Choosing the right mortgage can save thousands of pounds and years of uncertainty. But 'right' means something different for every homebuyer. What's right for you If you're reading this, there's a good chance you're coming up to one of life's biggest financial decisions.
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Debt: Top Five Risky Myths

Business Articles    Posted on: February 1, 2008
Alexander Pope wasn't talking about debt when he wrote "A little learning is a dangerous thing" - but listening to uninformed gossip is a great way to make your debts worse... Debt is everywhere. As a nation, we've built up around £1.
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Managing Merriness: How Did You Spend Christmas

Family Articles    Posted on: January 25, 2008
After a cautious start to December, UK shoppers indulged in a last-minute burst of spending for the Christmas season - which many are paying for as they enter the New Year. Children aren't the only ones who have a hard time waiting for Christmas.
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Let's Talk About Debt: A Problem Shared Is A Problem Halved

Money Articles    Posted on: January 24, 2008
When people don't talk about their debt problems, they're missing out on support and advice from family, friends and professional debt specialists. As a nation, we love to talk. At home, on the bus, at work, on the phone: even when we're not actually talking, we're texting, e-mailing and chatting through blogs, instant messaging and social networking sites.
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